It may feel like debt is an inevitable part of the holiday season. But with some careful planning and discipline, you don’t have to break the bank. Use these tips from Freehold Buick GMC to save money during the holidays this year.
Lots of people start by making a list of everything they plan to buy and then trying to shape their budget to fit that. The financially responsible alternative to that, however, is to decide on a realistic budget first and then shape your shopping list around that.
Pay With Cash
Those little plastic rectangles become all too tempting during the holiday season. Take the temptation away by leaving your credit cards at home and vowing to only pay with the cash that you’ve allotted in your budget.
Less is More
Christmas shouldn’t be all about who can give the greatest quantity of gifts. A gift is a nice gesture, but it’s important to embrace the idea of quality over quantity. Buying in moderation makes each gift more valuable to the recipient.
Not all gifts have to be bought. Sometimes a simple gesture, like a massage for your partner or free dog walking for the neighbor, means more than anything money can buy.
From all of us at Freehold Buick GMC, we hope you have a happy holidays.